Thursday, July 05, 2007

I'm Ranting

Sorry ladies...no pictures...nothing quilty...just ranting. I am so irritated and I want to give everyone a warning...we've heard this before but it is worth hearing again...watch your credit card bills...if you can check online do it periodically during the month. About a week and a half ago my VISA bill came...Andy got the mail and when I got home from the shop he said, "Check that bill please." Well, the poor man had almost had a heart attack when he opened the bill because it was almost $600 more than he thought it would be. I looked over all the charges, my hair, my nails, a few online purchases and then a travel company in Majorca, Spain for travel to the tune of $598 and change...I was on the phone in 2 seconds with customer service...the gal assured me that she didn't see any other charges and that the travel company had probably just made an error in keying in numbers. She took it off my bill and felt that would be the end of it. WRONG!!!! The Chase VISA fraud department called...they were calling because the red flags were flapping...yes there was my hair, my nails and 5 yes, 5 trips to who knows where. I don't even have a passport...applied for one back in April, they've cashed my check and I still don't have it...oh that's another subject...Bottom line, thankfully I'm not responsible for any of those charges, they've cancelled my card and are issuing a new one. I've had that account, the very same one for 34 years...the first VISA account I ever had. They said I should get my new card in 3-5 days...what a pain.
Sorry for ranting...but please be careful...check those statements.
I'll be better tomorrow...I PROMISE!

11 comments:

Libby said...

It's a good reminder to be vigilant in watching your cards. It's amazing how quickly these things can turn bad and give you gray hair all at the same time. Glad to know that you caught it in time.

Leigh said...

Ouch!!!

Karen said...

Oh, horrible. What a creepy feeling to have that stolen.

Darlene said...

You have a right to rant. We were victims of something similar a few years ago and we're very vigilant about watching our checking accounts and credit card accounts.

Screen Door said...

Good thing you caught it...scary. We all need to be more careful.

dot said...

I just don't know what our world is coming to. I have always checked my bills and even more diligent about it these days. Sounds like you have the matter settled. I wonder how they got your number.

Juliann in WA said...

What a bummer! We have been getting a lot of calls from the Visa company due to our travel plans and I am glad they are checking. As to the passports - it was 14 weeks for ours to arrive - just 3 weeks before our trip!

sharon said...

Carol,
We have had that happen too. We also had an incident with the "No Hassle" credit card company. Well they did hassle us and would NOT take the charge off our card. PERIOD. It was obvious it wasn't a correct charge but they insisted and we were out that money. I would never have another credit card from them. They always have that commercial. "NO HASSLE". Well that's a lie.
Grrrrrrrrr see I'm even venting. LOL

Quilt Mommy said...

Oh, you're not kidding, what a pain. We actually had something similar happen. Someone got ahold of my Husband's ID and hundreds of miles away in another state had used it to get utilities for an apartment. They didn't pay, needless to say, and some collections company in PA was calling us for this crazy bill that wasn't ours! The number whomever used as a contact number ended up being a stolen cell phone number that belonged to a 14 year old girl in like Texas or something! It was crazy. They since removed it from his Credit Report but we do check for those things now. When we contacted the police about it they said it's really common these days and that type of thing is happening to everyone. In most cases the people aren't even caught - isn't that awful! I still don't worry that much though - just check like you said - and don't give out your social for ANYTHING unless you have to. We also only use our credit card on reputable sites. But you still aren't 100% safe. Thank goodness we're just normal old folks and we're not like trying to run a business or something, then I think I'd be more worried about that sorta thing! :)

Judy said...

Oh Carol, I got hit in May with the same thing, but to the tune of $3800 in ONE DAY!! The gals who were trying to pay for my classes at Primitives could get my card to work and called me and I called the company.

It was caught the next day but they had already closed the account to prevent anything else from coming through. Luckily because it was caught so fast they were able to stop all the cahrges from getting paid and the theives didin't get what they had tried to steal!

It's horrible...a sad sick feeling in your stomach.

Patti said...

There are so many ways this can happen - and there is really nothing the credit card company can do to stop it. Believe it or not it's usually when you use the card in person somewhere that the number is stolen and a fradulent card is manufactured - not by using it on the internet. If you remember we had something similar happen last February. Yes - it's a VERY ugly feeling. Watch when you give it to people at restaurants and stores - it's so easy for them to keep a card skimmer in their pocket. A second or two is all it takes to run your card through it and steal all your info.

Sometimes it helps to be in the banking business - I've learned so much about all this stuff!